Stablecoin Yield Portfolios for Institutions
Multi-manager stablecoin portfolios for USDC and USDT, composed of numerous non-correlated return engines across CeFi and DeFi venues. Access rewards on digital-asset balances via Coinchange’s technology stack, embedded through API, UI, or smart contracts.
Rendimento de lançamento com flexibilidade
Incorporado via API, UI ou
Contrato inteligente
Sem bloqueios, rendimento diário,
sem carga de infraestrutura
Rendimento gerenciado por riscos, preparado para regulamentação
Custódia e
suporte sem custódia
Soluções de rendimento personalizáveis
BAIXO
ESPECTRO DE RISCO E RETORNO
ALTO
Capital
Preservação
Neutro em termos de mercado
Empréstimos de Stablecoin
Balanceado
Rendimento
Mistura DeFi/CEFI ajustada ao risco
Rendimento aprimorado
Direcional
Exposição coberta
Estratégias Alpha
Orientado por oportunidades
Alto potencial de APY
O multi manager multi
vantagem estratégica
Estratégia múltipla
Plataforma de rendimento
Em nossa essência, operamos como um fundo de hedge de fundos, alocando capital em diversas estratégias que são ativamente gerenciadas e mitigadas pelo risco.
Institucional - Devoluções de notas
Tenha acesso a estratégias sofisticadas de fundos de hedge normalmente reservadas para investidores institucionais. Obtenha o benefício de rendimentos gerenciados por risco com baixa volatilidade em diversos mercados.
Diariamente
Acessibilidade
O Yield-as-a-Service é uma solução nativa de fintech que abstrai a complexidade institucional em um produto de rendimento diário sem bloqueios, sem mínimos e sem sobrecarga de infraestrutura.
Facilmente acessível para o seu negócioe para os seus clientes
Stablecoins represent over $130 billion in global circulating supply, yet the majority remain idle—sitting in wallets, exchanges, and payment platforms without generating value.
This untapped capital presents a massive opportunity for financial platforms and fintech operators.
Learn More
In emerging markets, stablecoins like USDC and USDT are essential for remittances, commerce, and savings—often used in place of unstable local currencies. Likewise, payment service providers and cross-border platforms rely on stablecoins for speed, transparency, and cost-efficiency.
Coinchange transforms this idle capital into productive infrastructure, enabling daily blockchain-based rewards through diversified, automated strategies—without long-term lockups or loss of control.
Talk to an Earn consultant
Put Your Stablecoins to Work - USDT and USDC Yield
Stablecoins represent over $280 billion in global circulating supply as of 2025, yet the majority still sit idle in wallets, exchanges, and payment platforms — earning nothing for their holders. By 2030, that supply is projected to reach as high as $4 trillion under bullish adoption scenarios. This untapped capital presents a massive opportunity for financial platforms and fintech operators.
In emerging markets, stablecoins like USDC and USDT are essential for remittances, commerce, and savings—often used in place of unstable local currencies. Likewise, payment service providers and cross-border platforms rely on stablecoins for speed, transparency, and cost-efficiency.
Coinchange transforms this idle capital into productive infrastructure, enabling daily blockchain-based rewards through diversified, automated strategies—without long-term lockups or loss of control.
Risk/Return Spectrum Tiles
Capital Preservation
Portfolio focused on market-neutral stablecoin lending and delta-neutral portfolio sleeves, targeting low volatility and high liquidity.
Balanced Yield
Portfolio combining neutral and directional sleeves within a defined risk budget for higher reward potential and controlled drawdowns.
Enhanced Yield
Portfolio with a larger allocation to directional return engines with hedging overlays, for allocators with elevated risk tolerance.
Alpha- Oriented
Portfolio where opportunistic, higher-risk sleeves can be incorporated into custom mandates for clients pursuing higher APY potential within pre-agreed risk parameters.
The Multi-Manager Portfolio Advantage
Multi-Manager Yield Platform
At our core, Coinchange operates like a digital-asset multi-manager hedge fund, abstracted into infrastructure. Stablecoin Yield Portfolios allocate across multiple independent trading programs, venues, and liquidity pools that are managed and risk-scored centrally, with the aim of keeping individual return engines low-correlated.
Institutional-Grade Portfolio Construction
Access hedge-fund-grade portfolio construction — multi-manager, multi-venue, and multi-strategy, delivered through an API-first infrastructure. Partners benefit from diversified, risk-managed stablecoin portfolios that historically have exhibited low volatility relative to target APYs, while retaining full control of their user experience and economics.
Daily
Accessibility
Yield-as-a-Service is a fintech-native solution that abstracts institutional complexity into daily-priced portfolios with no long-term lockups, no infrastructure burden, and flexible sizing, suitable for both treasury management and end-user balances.
Put Your Stablecoins to Work – USDT and USDC Yield
Stablecoins represent over $280 billion in global circulating supply as of 2025, yet the majority still sit idle in wallets, exchanges, and payment platforms, generating no rewards for their holders. Under bullish adoption scenarios, that supply could scale into the trillions by 2030.
In many emerging markets, USDC and USDT are already core rails for remittances, commerce, and savings. Payment service providers and cross-border platforms rely on them for speed, transparency, and cost-efficiency.
The result is a set of multi-manager stablecoin portfolios that can be embedded directly into fintech apps, exchanges, and institutional workflows, enabling rewards on digital-asset balances without building a yield stack in-house.
Coinchange transforms this idle capital into programmable portfolio infrastructure.
Users or platforms allocate USDC/USDT into segregated Stablecoin Yield Portfolios; Coinchange’s engine then routes assets across multiple non-correlated portfolio sleeves, including institutional lenders, delta-neutral return engines, and tokenised fixed-income pools, while enforcing risk controls and concentration limits.
Why Coinchange Stablecoin Yield?
Coinchange provides a technology-powered DeFi and CeFi portfolio allocation allowing treasury teams, fintech platforms and exchanges to derive yield from stablecoin balances through a single risk managed platform.
Structured, multi- manager portfolios
Each Stablecoin Portfolio is built from multiple underlying portfolio sleeves (e.g., delta-neutral, market-neutral, directional, tokenised fixed income) that are designed to be low-correlated and managed under a central risk framework
No long-term lockups
Portfolios are designed around institutional liquidity needs, with T+5 redemptions under normal market conditions and daily NAV.
Transparent, auditable infrastructure
On-chain visibility, allocation reporting, and historical performance data support internal risk, compliance, and audit requirements.
Custodial and non-custodial options
Support for non-custodial vaults and institutional custodians so partners can align portfolio access with their existing operating model.
Structured, multi-strategy allocation
No longterm lockups, full flexibility
Transparent, auditable infrastructure
Blending CeFi and DeFi allocation for maximized risk/reward profile
Stablecoins Portfolio Allocations
Each Stablecoin Yield Portfolio is multi-manager and portfolio-driven, combining several independent portfolio sleeves that target different sources of stablecoin yield.
Metric
Conservative
Balanced
Aggressive
CeFi Delta Neutral
60%
35%
20%
DeFi Market Neutral
15%
25%
10%
CeFi Directional Hedged
25%
—
—
Low Risk Directional (hedged or no leverage)
—
30%
25%
Mid-Risk Directional
—
—
25%
High-Risk Directional
—
10%
20%
Blending CeFi and
DeFi allocation for
maximized returns
Weekly liquidity
windows
Automated allocation,
dynamic risk management
and rebalancing
Diversification through
delta-neutral and
hedged strategies
Stablecoins Earn Portfolios
Coinchange offers a range of stablecoin yield portfolios aligned to different institutional risk profiles, from low-volatility cash-management oriented portfolios to more return-seeking allocations. Custom portfolio mandates can also be configured for larger allocators.
Conservative
Profile: Low-volatility, liquidity-friendly rewards with an emphasis on capital stability
Portfolio design: Predominantly neutral portfolio sleeves (e.g., ~90% CeFi/DeFi delta-neutral) with limited hedged directional exposure.
Target APY: ~10% (variable and not guaranteed).
Historical statistics (as of last update): Sharpe ratio ~2.95; max monthly drawdown ~-1.8%.
Balanced
Profile: Higher reward potential with controlled drawdowns and a balanced mix of neutral and directional sleeves.
Portfolio design: Neutral sleeves reduced to ~60%, with increased allocation to low- and high-risk directional sleeves.
Target APY: ~15% (variable and not guaranteed).
Historical statistics (as of last update): Sharpe ratio ~3.50; max monthly drawdown ~-2.4%.
Aggresive
Profile: Return-seeking portfolio for allocators with a higher risk budget and tolerance for larger drawdowns.
Portfolio design: Directional sleeves become the majority (~70% directional, ~30% neutral).
Target APY: 25%+ (variable and not guaranteed).
Historical statistics (as of last update): Sharpe ratio ~3.17; max monthly drawdown ~-4.3%.
Portfolio infrastructure
Redemptions: T+5 under normal market conditions
Reporting: Daily NAV and portfolio-level performance
Custody: Prime exchange partners using institutional custody infrastructure
Risk profile: Portfolio selection aligned to each client’s desired reward profile and risk tolerance
All target APYs and statistics are performance objectives, not promises. Yield remains variable and is derived from blockchain protocol incentives and diversified CeFi/DeFi portfolio sleeves across CEX and DEX venues.
Performance Metrics (Net of Fees)
Last updated November 2025
Strategy Class
Conservative
Balanced
Aggressive
Target APY
10%
35%
15%
YTD APY (2025)
4.84%
4.35%
5.11%
2024 APY
16.89%
23.74%
33.44%
Cumulative Return (as of 2025)
21.1%
27.8%
37.4%
Sharpe Ratio
2.75
3.50
3.17
Max Monthly Drawdown
-1.8%
-2.4%
-4.3%
Avg. Drawdown
-0.36%
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Avg. Recovery Time (Days)
3.6
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Portfolio Summary
Stablecoin Low-Risk
Primarily delta-neutral: 90% of allocation in CeFi/DeFi Neutral.
Minimal directional exposure (10% CeFi hedged or non-leveraged).
Exceptionally stable profile with Target Yield of 10% APY.
Sharpe Ratio: 2.95, Max Drawdown: -1.8% monthly, Avg Drawdown: -0.36%.
Stablecoin Mid-Risk
Adds a significant directional component: 30% Low-Risk Directional and 10% High-Risk Directional.
Delta-neutral strategies reduced to 60% (35% CeFi + 25% DeFi).
Balanced approach producing a Target Yield of 15% APY.
Sharpe Ratio: 3.50, Max Drawdown: -2.4% monthly, Cumulative Return: 25.3%.
Stablecoin High-Risk
Directional-heavy: 70% exposure to Directional strategies (25% Low, 25% Mid, 20% High Risk).
Neutral strategies form only 30% of the portfolio (20% CeFi, 10% DeFi).
Built for maximum yield with a Target Yield of 25% APY.
Sharpe Ratio: 3.17, Max Drawdown: -4.3% monthly, Cumulative Return: 35.5%.
Portfolio Summary
Coinchange offers a range of yield strategies tailored to different institutional risk profiles — from stable, low-volatility cash management solutions to enhanced yield and high-alpha strategies. Customized portfolio strategies are also available.
Low-Risk Portfolio
is optimized for maximum stability and stablecoin target yield ~10% APY with the lowest drawdowns.
Mid-Risk Portfolio
offers a well-balanced blend of neutral and directional strategies, targeting 15% APY with managed volatility.
High-Risk Portfolio
is directionally aggressive, delivering a 25% APY target — suitable for allocators comfortable with higher volatility in pursuit of yield maximization.
Use Case
Conservative
Primarily delta-neutral: 90% of allocation in CeFi/DeFi Neutral.
Minimal directional exposure (10% CeFi hedged or non-leveraged).
Exceptionally stable profile with Target Yield of 10% APY.
Sharpe Ratio: 2.95, Max Drawdown: -1.8% monthly, Avg Drawdown: -0.36%.
Balanced
Adds a significant directional component: 30% Low-Risk Directional and 10% High-Risk Directional.
Delta-neutral strategies reduced to 60% (35% CeFi + 25% DeFi).
Balanced approach producing a Target Yield of 15% APY.
Sharpe Ratio: 3.50, Max Drawdown: -2.4% monthly, Cumulative Return: 25.3%.
Aggresive
Directional-heavy: 70% exposure to Directional strategies (25% Low, 25% Mid, 20% High Risk).
Neutral strategies form only 30% of the portfolio (20% CeFi, 10% DeFi).
Built for maximum yield with a Target Yield of 25% APY.
Sharpe Ratio: 3.17, Max Drawdown: -4.3% monthly, Cumulative Return: 35.5%.
Built for Stablecoin Holders
Structured, multi-strategy allocation
Transparent, auditable infrastructure
No longterm lockups, full flexibility
Product Characteristics
P&L Reporting: Daily NAV and performance updates
P&L Reporting: Daily NAV and performance updates
Redemptions: T+5
Custody: Prime exchange partners (Binance, OKX) using Ceffu or Fireblocks custody infrastructure
Product Characteristics
Coinchange Financials, Inc.
Avenida Universitária 261-250
Toronto, Ontário M5H 3E5 CANADÁ
Coinchange Financials Inc.
Centro de confiança da corporação 1209
Orange St. Wilmington,
DE 19801, EUA
Coinchange Financials SP. Z.O.O.
Grzybowska 80/82/700
00-844 Varsóvia, Polônia
Suite 705, 2980 NE 207th Street, Aventura, Florida 33180
Nota: Os ativos criptográficos não têm curso legal, não são garantidos pelo governo e as contas criptográficas mantidas na Coinchange não estão sujeitas às proteções do FDIC ou SIPC. O valor dos ativos criptográficos não é estático e pode flutuar substancialmente. Nem todos os produtos e serviços estão disponíveis em todas as áreas geográficas e estão sujeitos aos termos e condições aplicáveis da Coinchange. A elegibilidade para produtos e serviços específicos está sujeita à determinação final da Coinchange. As tarifas de nossos produtos estão sujeitas a alterações. Nada neste site deve ser interpretado como uma recomendação para qualquer ação. A Coinchange está registrada como uma Empresa de Serviços Monetários (MSB) com o número 31000185193236 na Rede de Controle de Crimes Financeiros dos EUA (FinCEN).
