Put Your Stablecoins to Work - 
USDT and USDC Yield

Stablecoins represent over $130 billion in global circulating supply, yet the majority remain idle—sitting in wallets, exchanges, and payment platforms without generating value. This untapped capital presents a massive opportunity for financial platforms and fintech operators.

In emerging markets, stablecoins like USDC and USDT are essential for remittances, commerce, and savings—often used in place of unstable local currencies. Likewise, payment service providers and cross-border platforms rely on stablecoins for speed, transparency, and cost-efficiency.
Coinchange transforms this idle capital into productive infrastructure, enabling daily blockchain-based rewards through diversified, automated strategies—without long-term lockups or loss of control.

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Why Coinchange Stablecoin Yield?

Coinchange's infrastructure enables treasury managers, fintech platforms, and exchanges to
unlock daily yield potential from stablecoin holdings. We deliver transparent, automated, and
risk-adjusted exposure through a blend of CeFi and DeFi strategies.

Structured, multi-strategy allocation

No longterm lockups, full flexibility

Transparent, auditable infrastructure

Blending CeFi and DeFi allocation formaximized risk/reward profile

Stablecoins Portfolio Allocations

Each portfolio is multi-manager and multi-strategy, engineered to reduce volatility and deliver non-correlated performance across changing markets. Allocations are professionally managed and dynamically rebalanced using our proprietary risk engine.

Strategy Class

Conservative

Balanced

Aggressive

CeFi Delta Neutral

50%

35%

20%

DeFi Market Neutral

40%

25%

10%

CeFi Directional (Low Risk Directional)

10%

30%

25%

Mid-Risk Directional

25%

High-Risk Directional

10%

35%

Blending CeFi and
DeFi allocation for
maximized returns

Weekly liquidity
windows

Automated allocation,
dynamic risk management
and rebalancing

Diversification through
delta-neutral and
hedged strategies

Stablecoins Earn Portfolios

Coinchange offers a range of yield strategies tailored to different institutional risk profiles — from stable, low-volatility cash management solutions to enhanced yield and high-alpha strategies. Customized portfolios are also available.

Conservative

The Stablecoin Conservative Portfolio is optimized for maximum stability and stablecoin target yield ~10% APY
with the lowest drawdowns.

Balanced

The  Stablecoin Balanced Portfolio offers a well-
balanced blend of neutral and directional strategies, targeting 15% APY with managed volatility.

Aggressive

The   Stablecoin Aggressive Portfolio  is directionally aggressive, delivering a 25% APY target — suitable for allocators comfortable with higher volatility in pursuit
of yield maximization.

  • Redemptions: T+5
  • P&L Reporting: Daily NAV and performance
    updates
  • Custody: Prime exchange partners(Binance, OKX)
    using Ceffu or Coppercustody infrastructure
  • Risk Profiles: tailored to client return profile
    and risk tolerance

Performance Metrics (Net of Fees)

Last updated January 2025

Metric

Conservative

Balanced

Aggressive

Target APY

10%

15%

25%+

2024 APY (Net of Fees)

16.89%

23.74%

33.44%

Cumulative Return (To Date)

18.3%

25.3%

35.5%

Sharpe Ratio

2.95

3.50

3.17

Max Monthly Drawdown

-1.8%

-2.4%

-4.3%

Performance Sheet PDF

Link

Link

Link

Use Case

Conservative

  • Primarily delta-neutral: 90% of allocation in CeFi/DeFi Neutral.

  • Minimal directional exposure (10% CeFi hedged or non-leveraged).

  • Exceptionally stable profile with Target Yield of 10% APY.

  • Sharpe Ratio: 2.95, Max Drawdown: -1.8% monthly, Avg Drawdown: -0.36%.

Balanced

  • Adds a significant directional component: 30% Low-Risk Directional and 10% High-Risk Directional.

  • Delta-neutral strategies reduced to 60% (35% CeFi + 25% DeFi).

  • Balanced approach producing a Target Yield of 15% APY.

  • Sharpe Ratio: 3.50, Max Drawdown: -2.4% monthly, Cumulative Return: 25.3%.

Aggresive

  • Directional-heavy: 70% exposure to Directional strategies (25% Low, 25% Mid, 20% High Risk).

  • Neutral strategies form only 30% of the portfolio (20% CeFi, 10% DeFi).

  • Built for maximum yield with a Target Yield of 25% APY.

  • Sharpe Ratio: 3.17, Max Drawdown: -4.3% monthly, Cumulative Return: 35.5%.

Built for Bitcoin Holders

Real-time NAV and transparency

BTC-native reporting tools

Zero-staking, zero-wrapping risk