Institutional Yield Infrastructure, Now Available via Utila
Coinchange and Utila partner to deliver compliant, actively managed, risk-adjusted yield portfolios for fintechs, wallets, and treasury teams.
Coinchange is proud to partner with Utila, a leading institutional wallet infrastructure provider. Together, we enable financial institutions, stablecoin platforms, and fintechs to offer secure, compliant, multi-strategy yield products without building internal trading desks or custody systems.
This collaboration enhances Utila’s ecosystem with actively managed yield portfolios, delivered through Coinchange’s regulated yield platform.
How Coinchange Yield Works with Utila
Key Value for Utila Clients
Institutional wallet via Utila
MPC-based custody, controls, permissions
Actively managed portfolios by Coinchange
Multi-manager, Tier-1 trading venues, off-exchange settlement
Real-time reporting, T+1 to T+5 liquidity
Custom Partner Portfolio
Key Benefits
Why Utila Clients Choose Coinchange
Compliant, multi-strategy yield (CeFi + DeFi)
No internal trading desk required
Stablecoin, BTC, ETH support
Daily liquidity, partner-defined payout workflows
Custody-agnostic models (Utila, smart vaults)
Embedded or white-labeled offerings
Use Cases for Utila Clients
Treasury Yield for Stablecoin Issuers
Embedded Earnings for Wallets & PSPs
Yield-as-a-Service for Neobanks & Fintech Platforms
Want to Learn More?
Contact us to explore Coinchange x Utila yield solutions.
“Our mission has always been to abstract away the complexity of yield generation and make it effortless for institutions,” said Maxim Galash, CEO of Coinchange. "We're excited to work with Utila's institutional clients who are seeking sophisticated yield solutions for their digital asset portfolios, while maintaining the security and compliance standards they require."
“Coinchange represents the new wave of yield infrastructure - compliant, transparent, and designed for institutions,” said Bentzi Rabi, Co-founder & CEO of Utila. “As the fastest-growing all-in-one institutional wallet platform, we’re excited to partner with Coinchange to give our customers access to institutional-grade yield products, optimize treasury operations, and generate meaningful returns.”
Media Center
FAQ
Coinchange has partnered with Utila to provide institutional clients with secure and compliant digital asset yield solutions. Coinchange uses Utila’s institutional wallet infrastructure to power its multi-strategy yield vaults, helping fintechs and treasury teams earn passive income on stablecoins, BTC, and ETH.
Yes. Coinchange leverages Utila’s secure MPC-based wallet infrastructure to operate compliant yield strategies for its partners. The partnership allows institutions to benefit from both Utila's custody controls and Coinchange’s yield engine.
Yes. Institutional users of Utila can access Coinchange’s risk-adjusted yield portfolios, including daily liquidity and audit-friendly reporting. These can be embedded via API, managed through dashboards, or delivered via non-custodial smart contracts.
The joint offering supports yield generation on major digital assets including USDC, USDT, BTC, and ETH. All strategies are managed under a risk-bound framework using Coinchange’s proprietary FARM™ engine.
Yes. Coinchange operates under multiple regulatory frameworks including EU VASP registration, Canadian MSB, and El Salvador DASP licensing. Combined with Utila’s enterprise-grade custody, the solution is aligned with MiCA, FATF, and other global standards.
Fintechs and neobanks can access Coinchange’s yield infrastructure through Utila’s wallet API or business account environment. Coinchange provides a white-labeled API, embeddable widgets, or smart contract vaults tailored for various use cases.
Coinchange and Utila have partnered to expand access to institutional digital asset yield. With Utila’s enterprise-grade custody and Coinchange’s regulated multi-strategy portfolio engine, fintechs and stablecoin platforms can deploy secure yield products in weeks — without sacrificing compliance, control, or security.
Whether you're a payment platform, treasury team, or crypto wallet, the Coinchange + Utila integration offers a plug-and-play path to stablecoin yield generation with audit-friendly reporting, daily liquidity, and diversified CeFi/DeFi strategies.
Launch Yield With flexibility
Embedded via API, UI, or
Smart Contrarct
No lockups, daily yield,
no infrastructure burden
Risk-managed yield, regulatory ready
Custodial and
non-custodial support
Custumizable Yield Solutions
LOW
RISK RETURN SPECTRUM
HIGH
Capital
Preservation
Market-Neutral
Stablecoin Lending
Balanced
Yield
Risk-adjusted DeFi/CeFi Blend
Enhanced Yield
Directional
Hedged Exposure
Alpha Strategies
Opportunity-driven
High APY potential
The multi manager multi
strategy advantage
Multi-Strategy
Yield Platform
At our core we operate like a hedge fund-of-funds, allocating capital across diverse strategies that are actively managed and risk-mitigated.
Institutional- Grade Returns
Get access to hedge fund-sophisticated strategies normally reserved for institutional investors. Get the benefit of risk managed yields with low volatility across diverse markets.
Daily
Accessibility
Yield-as-a-Service is a fintech native solution that abstracts institutional complexity into a daily yield product with no lockups, ho minimums, and no infrastructure burden.
Coinchange Financials, Inc.
261-250 University Avenue
Toronto, Ontario M5H 3E5 CANADA
Coinchange Financials Inc.
Corporation Trust Center 1209
Orange St.Wilmington,
DE 19801 USA
Coinchange Financials SP. Z.O.O.
Grzybowska 80/82/700
00-844 Warszawa, Poland
Suite 705, 2980 NE 207th Street, Aventura, Florida 33180
Note: Crypto assets are not legal tender, are not backed by the government, and crypto accounts held with Coinchange are not subject to FDIC or SIPC protections. The value of crypto assets are not static and can fluctuate substantially. Not all products and services are available in all geographic areas and are subject to Coinchange’s applicable terms and conditions. Eligibility for particular products and services is subject to final determination by Coinchange. Rates for our products are subject to change. Nothing on this website should be construed as a recommendation for any action. Coinchange is registered as a Money Services Business (MSB) number 31000304503627 with the US Financial Crimes Enforcement Network (FinCEN).
