Stablecoin Usage Surging: Use Cases & How to Capitalize on It

The global adoption of digital assets continues to expand at an unprecedented pace.

Once seen as niche, cryptocurrencies have now entered mainstream conversations as tools for wealth preservation, growth, and innovation. A recent study shows that 46% of crypto investors use digital assets as an inflation hedge, while 63% are motivated by the prospect of passive income. These figures highlight the growing awareness of crypto as more than just speculation, but an actual financial strategy.

Across regions, the momentum is undeniable:

• In the 12 months ending June 2025, APAC led with 69% year‑on‑year growth in on‑chain crypto activity.
• In North America, between July 2024 and June 2025, the region recorded $2.3 trillion in crypto transaction receipts, underpinned largely by stablecoin flows.

Moreover, stablecoins particularly have been 

Why Stablecoins Stand Out

Stablecoins, digital tokens pegged to traditional currencies like the U.S. dollar, address one of the biggest pain points in crypto: volatility. Their design allows users to access blockchain technology’s speed and cost advantages without worrying about unpredictable price swings.

In regions facing high inflation, stablecoins serve as a store of value. For cross-border payments, they provide fast, low-cost transfers compared to legacy systems. And within DeFi, they act as the backbone for yield generation, lending, and liquidity provision. This versatility explains why stablecoin adoption is skyrocketing globally.

Stablecoin Usage: The Statistics That Tell the Story

The numbers reveal just how deeply stablecoins are embedding themselves in the global economy:

• Transfer Volumes: In 2024, stablecoin transfer volume hit $27.6 trillion, surpassing Visa and Mastercard combined. In Q1 2025 alone, volume surged ~66% year-over-year.
• Trading Dominance: Stablecoins account for nearly 40% of all crypto exchange volume, consistently ranking as the top trading pairs.
• Institutional Uptake: Around 13% of financial institutions already use stablecoins, with another 54% planning adoption within a year.
• Real-World Impact: Remittance costs using stablecoins can drop by up to 95%, reducing global average fees from around 6.6% to under 3%, often falling to less than $0.01 per transaction.

This isn’t a short-lived trend - stablecoins are cementing themselves as critical infrastructure in the digital economy.

The Ever-Increasing Stablecoin Supply

Supply growth is another testament to demand. Every year, the total stablecoin market cap reaches new milestones:

• 2019–2020: Supply grew from $5 billion to over $20 billion.
• 2021: Crossed $100 billion for the first time.
• 2022–2023: Despite market downturns, supply stayed resilient, consistently hitting new highs.
• 2024: Surged more than 59%, breaching the $200 billion range.
• 2025: As of mid-year, supply stands near $247 billion, more than doubling since 2024, and continuing upward.

Ethereum currently hosts about 65% of all stablecoins, while networks like Tron, Solana, and Base are gradually taking share, reflecting both concentration and diversification across ecosystems.

Each surge in supply aligns with broader crypto adoption, financial uncertainty, or expanding DeFi usage - underscoring stablecoins’ structural role in digital finance.

How to Capitalize on Stablecoin Growth

As adoption continues, investors and institutions are asking the critical question: How can we benefit from this surging trend?

This is where Coinchange steps in. By offering actively managed portfolios on stablecoin holdings, Coinchange enables users to turn passive holdings into income-producing assets. Instead of sitting idle, stablecoins can be used to generate consistent, risk-managed returns - without exposure to the volatility of traditional crypto assets.

• For individuals: Stablecoins become a way to hedge inflation and earn yield without high-risk speculation.
• For institutions: They provide a treasury diversification tool, turning idle reserves into productive assets.
• For everyone: Coinchange offers compliant, transparent infrastructure that transforms stablecoin stability into opportunity.

Conclusion

With usage surging across payments, remittances, and DeFi, combined with a supply that continues to hit record highs, the trajectory is undeniable. Investors are no longer asking if stablecoins will play a role in global finance - the question now is how to best take advantage of this transformation.

With Coinchange, you can not only have the stability of stablecoins, but also turn them into an opportunity. As the stablecoin economy expands, the potential to capitalize on it has never been greater.

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FAQ

Why are stablecoins growing so fast?

They combine the stability of fiat with the speed and efficiency of blockchain.

How are stablecoins used in real life?

They are used for payments, remittances, DeFi, and as an inflation hedge.

Is the stablecoin supply still increasing in 2025?

Yes, it has doubled since early 2024 and continues to hit record highs.

How can I benefit from holding stablecoins?

Platforms like Coinchange let you earn yield while maintaining stability.

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