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What is DeFi?

Decentralized Finance, or DeFi, is built on a new set of blockchain-based platforms that take the middlemen out of financial services. Users can lend, borrow, and exchange funds without relying on any third parties, and collect fees by providing capital to applications that offer these facilities.

All of this creates new opportunities to put your spare capital to work or borrow funds against crypto assets you already hold. And because there are no middlemen, the fees earned through these activities can go back to DeFi users and participants – instead of the banks and financial institutions. In fact, you can earn up to 20% annually on funds transferred to Coinchange.


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